Poly B & House Insurance Claims
If you are dealing with a Poly B piping burst or leak, time is essential. Water is a destructive element, and depending on how long the leak goes on, it can ravage and destroy the entire structure of your property, requiring you to repair the drywall, replace the flooring, or repaint affected the area.
Many Vancouver homeowners believe that Poly B repiping, repairs, and replacement services will be covered under their home insurance. However, in British Columbia, this is not the case. For most Poly B leaks, the insurance company will only cover the damage caused by the leak.
The Drawbacks of Filing an Insurance Claim
Insurance is great to have, but when it comes to Poly B piping replacement, it is not an ideal solution.
After filing a claim, your insurance company will send over an estimator to assess the damage and determine the amount of coverage you will receive. The challenge for many homeowners is that this process can take months of negotiation and paperwork to even receive a single dollar from your insurance provider.
Another unexpected drawback of calling the insurance company is that you provide them with information about recent damage to your home. During the estimation process, the insurance company documents all the damage to your home and will use it against you when you renew your policy.
Filing a claim with insurance may get you some money to fix part of the repairs, but it will often cost more in the long run.
How To Repair the Full Damage Cause By a Burst Poly B Pipe
The best way to deal with a burst in your Poly B pipe is to work with the 604-Fix-Leak Vancouver Repiping Team. Before you contact your insurance company, contact us for an honest and accurate assessment of the problem.